OUR SERVICES

Independent, fiduciary guidance built around your goals and timelines.

We design plans and portfolios that adapt as life changes – and we stay with you to keep everything on track.

Three people, two men and a woman, sitting around a table in a bright office, smiling and engaging in conversation, with a laptop and a cup of coffee visible.

Financial & Retirement Planning

A clear, evolving plan for your life and wealth.

Your plan should reflect real life – family, career, generosity, and the unexpected. We build a practical roadmap that shows where you are today, where you want to go, and the steps to get there. Then, we revisit it regularly to keep you confident and informed.

What we cover:

  • Retirement readiness and income planning

  • Cash flow and savings rhythm

  • Education funding

  • Insurance needs and risk protection

  • Major purchases and liquidity planning

  • Charitable giving strategy

  • Maximizing employee benefits and equity compensation

  • Scenario modeling and “what-ifs”

  • Help with Social Security decisions

Deliverables:

  • Written plan with milestones and next actions

  • Personal timeline and implementation checklist

  • Secure document hub and task tracking

  • Review cadence – usually quarterly or semi-annual

Start Your Plan →
A happy pregnant woman in an orange dress sitting on a couch, holding her belly while smiling and looking at her partner, a smiling man with a beard and gray hair, who is sitting close to her with his arm around her shoulder in a cozy living room.
An elderly couple sitting on the floor in a living room, smiling and looking at devices. The woman holds a laptop, and the man holds a tablet.

Investment Management

Disciplined portfolios aligned with your investment goals, return expectations, and risk tolerance.

Our approach:

  • Alignment to purpose, time horizon, return requirements, and risk tolerance

  • Focused asset selection – quality over quantity

  • Global lens for value and diversification

  • Tax-aware asset location and rebalancing

  • Cash management for near-term needs

  • Transparent reporting and plain-English updates

You can expect:

  • An investment policy tailored to you

  • Performance and risk reporting you can understand

  • Ongoing monitoring and timely adjustments

  • Specific adjustments for those approaching or in retirement

Explore Portfolio Management →
Three people in a business meeting discussing, with a man in a suit pointing to a laptop screen, a woman looking attentively, and a man in a denim shirt making a point, in a bright office space.
An elderly couple consulting with a professional at a table.

Trust & Estate Planning

Protect what you’ve built and direct it with clarity.

Working alongside your attorney and tax advisor, we help translate intentions into documents and account structures that work. From titling and beneficiaries to trusts and directives, we focus on outcomes – who should receive what, when, and how.

What we coordinate:

  • Wills, revocable and irrevocable trusts

  • Beneficiary designations and account titling

  • Powers of attorney and healthcare directives

  • Gifting strategies and legacy letters

  • Business succession considerations

  • Charitable vehicles and donor-advised funds

Deliverables:

  • Current-plan review versus priorities to expose gaps

  • Action plan for updates and retitling

  • Ongoing checkups when life events occur

Clarify Your Legacy →
An older couple sitting outside, smiling and enjoying each other's company.
A man and woman smiling and shaking hands on a beige couch in a cozy living room.

Tax Strategies

Keep more of what you earn through thoughtful coordination.

Taxes touch nearly every financial decision. We integrate planning and investing with tax awareness year-round, coordinating with your CPA to avoid surprises and capture opportunities.

Focus areas:

  • Pre-retirement and post-retirement income and tax strategies

  • Asset location strategy across taxable and tax-advantaged accounts

  • Tax-loss and gain harvesting within guardrails

  • Retirement income and RMD planning

  • Roth strategies and conversion analysis

  • Charitable bunching and donor-advised funds

  • Small-business and self-employed considerations

Deliverables:

  • Annual tax strategy checklist

  • Coordination with your tax professional

  • Post-filing review for the coming year

Explore tax-smart planning →
A person organizing receipts on a cluttered desk with a laptop, calculator, notebook, and a glass of orange juice.
A man and woman working together at a table, looking at documents; the woman is holding a pen and both are focused, with a plant and a window in the background.

Our Time-Tested Process

Discover

magnifying glass

Financial planning kickoff (about 2 hours).

  • Understand your needs, objectives, and full financial picture

  • Gather facts – who owns or owes what; income and cash flow

  • Request documents: wills, trusts, insurance policies, company benefits, investment statements

  • Define key issues and questions to focus the plan

  • Begin account opening in parallel if you’re ready

Design

chess knight piece

Build your plan or begin investing immediately.

  • Develop planning recommendations aligned to your goals and timelines

  • If you want to start investing now, we’ll confirm risk and return objectives and begin right away

  • Typical planning timeline: about one week–10 days depending on complexity

Guide

lighthouse

Put the plan to work and keep it current.

  • Open/fund accounts and execute next steps

  • Coordinate with your attorney and CPA as needed

  • Provide a clear action list and review cadence

  • Ongoing monitoring, rebalancing, and updates as life changes